PERSONAL FINANCIAL READINESS
The A&FRC offers information, education, and personal financial counseling to help individuals and families maintain financial readiness and build resiliency.
INDIVIDUAL CONSULTATION
If you would like individualized assistance, our staff of experts is available to assist you on an appointment basis. Individual appointments are recommended if you are facing particularly difficult financial problems. Our staff can assist with establishing a basic budget, managing debit cards/checkbooks, repairing or maintaining credit, buying a car, buying a home, Thrift Savings Plan, and receiving basic investing information. For more information or to seek individual or unit consultation, please call the A&FRC at DSN 480-5100.
DITCHING THE DORMS
This orientation class will help individuals who are contemplating moving on to the economy examine their spending habits and their financial status before they make the decision to move. This class will cover paying German bills, basic budgeting, emergency savings, etc.
General Financial Handouts
- Samples LES
- How to Read an Active-Duty Air Force Leave and Earning Statement Handout
- Financial Planning Pyramid Handout
- Financial Well Being Assessment Handout
- Investing Basics Handout
- Spending Plan Worksheet
- TSP Fund Summary Handout
- Choosing a Bank or Credit Union Handout
- Electronic Banking Safety Handout
- Smooth Landing Checklist
- Spending Plan Worksheet Checklist
- Spending Plan Worksheet Sample Handout
- Sources of Help for Military Consumers Handout
- Defending Against Identify Theft
PCS Planning
- Estimated Travel Cost Worksheet
- Financial Planning Worksheet & Handout
- Internet Resources Handout
- Moving Tips That Can Save You Money Handout
Credit and Debt Management
- Credit Reports Handout
- Servicemembers’ Civil Relief Act Simplified Handout
- Choosing Credit Cards Handout
- Student Loan Repayment Options for Military Borrowers Handout
- Warning Signs of Credit Abuse Handout
Financial Consumer Awareness
- How to Complain Effectively about Products and Services Handout
- The Consumer Action Handbook (Available in bulk from the Federal Trade Commission [FTC)
Car Buying
- Car Buying Tricks of the Trade Handout
- Common Dealership Financing Pitfalls Handout
- Determining Car Payments Handout
- Three Deals of Car Buying Handout
Insurance
Home Buying